If you are completing a Source of Funds report, you may see the following message when you try to Continue after connecting your banks:
You are being asked to connect your current account to enable your conveyancer to conduct a full source of funds check. This is a legal requirement which means that your solicitor must have a full understanding as to the source of the money you are putting into the transaction. In order to understand the source, they must follow the trail of the money through your bank accounts - to see where and when it came in, and where it is sitting now. It wouldn't be enough for example, to only connect your savings accounts, as this doesn't show how the money came into your bank accounts in the first place. More broadly, they are required to understand your income and expenditure for their money laundering checks. To avoid time delays, and your conveyancer having to come back to you for this anyway, it's best to connect your current account now alongside any other accounts.
In most cases, this message means that you forgot to connect your current account when adding your banks. In this case, hit "Connect Current Account" to go back to the bank screen and connect the bank that your current account is with. If you already connected the bank but didn't share your current account, then you can follow this article to disconnect the bank & re-add it.
If your current account is with a bank that we can't connect to, then you can follow this article to add the account manually.
If you have already connected your current account but the system doesn't recognise it as a Current Account, or if you have added it manually, then you should tick the box that says "I have connected my current account already" and then hit "Continue" to proceed.

